Dwelling insurance offers coverage to rental and vacant property for damage from named perils such as fire, lightning, and wind. This coverage can be extended to other structures like garages and outbuildings. Landlord liability insurance can also be included in most policies to cover accidents or personal injury that may occur on property rented to others or vacant. Depending upon the insurance carrier providing your coverage, you can typically choose a standard policy with the items above or a broader policy with coverage for additional risks. Whether your property is rented to others, vacant between tenants or undergoing renovations, be sure to protect your investments from unforeseen risk.